Insurance Agent for Auto, Homeowners and Business Policies
Retail Insurance Agency Representing 20+ Insurance Carriers for your business and personal needs.
Keywords: Business Insurance, Commercial Insurance, Errors & Ommission, Workers Compensation, Automobile
Interview Q&A
How long have you been in business?
Jacobson, Goldfarb & Scott, Inc. T/A JGS Insurance has been in business since 1919. The current owners have been with the company since 1987 with many of our employees being with the firm for 15+ years.
What is your primary product or service?
We offer insurance products; personal insurance such as homeowners, automobile, boat or recreational vehicles, as well as life insurance. For our commercial clients (business) we offer all of the above as well as any other insurance a business owner need, such as package policies, workers compensation, automobile, equipment breakdown, professional liability, umbrella coverage and more.
How did you first become interested in your line of business? (if owner) - What is your background? (If owner or store manager)
I first became interested in insurance when I was injured at work and neither insurance policy would pay for my injuries. The company's workers compensation insurance stated it should be covered under my personal blue cross blue shield policy and they stated it should be covered under my workers compensation policy. As a necessity I learned to read the policies and understand the contract language and at that point I understood how important it was to understand the subtleties and limitations of insurance and decided to become a professional advisor.
How do you differentiate yourself from other businesses in your category and area?
We try to make others understand that you get what you pay for in insurance, and that an insurance policy is nothing more than a legal contract. Understanding the coverage differences are important to making an informed decision and therefore we look to be your trusted advisor as it relates to insurance. We make sure you understand what coverage's you have, or should have and what your exposures are outside of insurance. We have our own loss control department to work with our insureds to help them mitigate exposures and risks. We have a claims advocate in our claims department to make sure you are getting the coverage paid for once a claim occurs. There are other ways that we differentiate ourselves too numerous to go over here but we would be happy to go into further on a one on one setting.
How many locations do you have and do you have plans to expand?
We have one location located in Holmdel, NJ but we are licensed and write insurance business in all 50 states and the District of Columbia. At the current time with technology and the use of the internet we do not anticipate any additional locations.
Provide detailed directions to your location
We are located on Holmdel Road in the office park right next to Vonage Headquarters. We are located in building 1 at 960 Holmdel Rd. Holmdel, NJ and are conveniently located off of Rt. 520, within a few miles of exit 114 on the Garden State, or exit 117. Google use for more exact directions.
What type of payments do you accept?
We accept cash and checks. Most of our insurance policies are billed directly by one of the insurance companies we represent and they offer additional payment options.
Which areas do you service?
All 50 states
Who owns your company or runs daily operations?
Vincent Hager, President
Ken Hager, Vice President
Jim Neff, VP Human Resource and Operations
Jim Thomas, Customer Relationship
What are your hours of operation?
Monday - Friday 8:30 -4:30 - internet access for our clients to allow them to ask for changes when convenient for them.
What is the best compliment anyone can give you?
A referral
What is your favorite quote or Bible verse?
"Be ashamed to die until you have won some small victory for humanity". - Horace Mann